SMSLocal
Billing & Wallet

Adding credits to your wallet

UPI, cards, net banking, and NEFT all accepted. Wallet credits are real INR balance that never expire and are fully usable across SMS, WhatsApp, and OTP sends.

2 min readUpdated 22 Mar 2026

Your wallet balance is real INR, not proprietary tokens. Every send debits the exact per-message price. Unused credit stays on your account indefinitely — we do not expire balances.

How to top up

  1. 01Billing → Wallet → Add credits.
  2. 02Enter any amount from ₹500 upwards.
  3. 03Pick a payment method. UPI, card, net banking are instant.
  4. 04For NEFT/RTGS above ₹1,00,000, use the pre-filled beneficiary details and your balance updates within two banking hours.

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